Private Health Insurance Vs. Government Run Health Insurance

My family has been in the unique position of being able to simultaneously compare private health insurance with government run health insurance for more than five years.  When we applied for our individual Blue Cross Blue Shield of Nebraska policy our family's saga began.  Blue Cross denied coverage for my wife because a blood test in her medical record produced a slightly abnormal reading.  My wife has an incidental condition which occurs in about 14% of the female population.  The condition does not affect her health status, her life expectancy, nor does it require any medical treatment.  As a result, my wife is enrolled in the Comprehensive Health Insurance Plan operated by the State of Nebraska and administered by Blue Cross Blue Shield of Nebraska.

Public Healthcare vs. Private Healthcare: You Decide

Medicare was created 44 years ago to provide health insurance for Americans 65 and older. No American senior has been denied enrollment in Medicare or been denied coverage because of pre-existing conditions. No senior has had a Medicare policy terminated or been hit with premium increases designed to force him to forfeit his coverage. No senior has been denied his choice of physician or hospital. Between 1970 and 2009, the 65 and older population increased 100 percent, or 20 million, yet these additional seniors added nothing to the nation’s uninsured population.  Note the spike in those reporting they are covered by health insurance in the following graph at age 65, the age in which Medicare enrollment is available, and note this high rate of coverage continues into old age when health risks and their associated costs are enormous.  Government has provided better coverage for the most difficult to cover population, than is provided by private insurance to any other age group.   Government has served well those who have the greatest per capita share of serious health problems.