Private Health Insurance Vs. Government Run Health Insurance

My family has been in the unique position of being able to simultaneously compare private health insurance with government run health insurance for more than five years.  When we applied for our individual Blue Cross Blue Shield of Nebraska policy our family's saga began.  Blue Cross denied coverage for my wife because a blood test in her medical record produced a slightly abnormal reading.  My wife has an incidental condition which occurs in about 14% of the female population.  The condition does not affect her health status, her life expectancy, nor does it require any medical treatment.  As a result, my wife is enrolled in the Comprehensive Health Insurance Plan operated by the State of Nebraska and administered by Blue Cross Blue Shield of Nebraska.